Salary advanceswhen you need it
CreditPadi provides salary advances to employees of approved private organizations through a simple application process. Under approved partnership with participating employers, repayments are deducted from employees' salaries and remitted to CreditPadi.
2min
Average processing
100%
Digital process
Automated
deduction by employer
Choose how you'd like to use CreditPadi
Whether you're an employer looking to support your workforce or an employee looking to access responsible salary advances, we've made the process simple.
Partner as an Employer
Offer salary advances to your employees through CreditPadi. Employees can request advances while repayments are secured through signed salary deduction agreements.
Become a PartnerJoin as an Employee
Register yourself for CreditPadi. After approval you'll receive your Employee ID which can be used to request salary advances.
Get OnboardedHow employer partnership works
Employers provide employees with access to salary advances while repayments are secured through signed salary deduction agreements.
Employer Partners
Organizations partner with CreditPadi to offer salary advances as an employee benefit.
Employees Onboarded
Employers can onboard employees directly or invite employees to register themselves.
Employee Requests Advance
Eligible employees apply using their CreditPadi Employee ID.
Salary Deduction Agreement
A signed salary deduction agreement authorizes repayment through the employer.
Funds Disbursed
Once approved, the salary advance is transferred to the employee's bank account.
How employee onboarding works.
Employees can register directly with CreditPadi. Your employer only becomes involved when you request a salary advance.
Complete Employee Onboarding
Submit your personal and employment information for CreditPadi review.
CreditPadi Review
We verify your information before approving your onboarding request.
Receive Your Employee ID
Once approved, you'll receive your unique Employee ID by email.
Request a Salary Advance
Use your Employee ID to request advances anytime. Your information stays saved for faster future requests.
Employer Deduction Agreement
When you request an advance, your employer is asked to approve and sign the salary deduction agreement before funds are released.
Funds Disbursed
After all approvals are completed, your salary advance is sent to the same salary account number you provided during onboarding.
Choose what you'd like to do
New to CreditPadi? Register as an employee first. Already have your Employee ID? Apply for your salary advance.
Employee Onboarding
Complete your onboarding to receive your CreditPadi Employee ID.
Personal Details
Tell us a little about yourself.
Salary Advance Platform
Salary advances made simple
Employees of approved private organizations can apply for a salary advance through CreditPadi. Enter your Employee ID to check your eligibility and continue your application.
Automated Deduction by Employer
Employer verified eligibility
Quick approval and disbursement
Partnering with
Employers to support their workforce
Request Salary Advance
Enter your Employee ID and the requested information below to submit your salary advance request.
CreditPadi provides salary advances through approved employer partnership.